About Us

Trust Risk Management Services, Inc.

Trust Risk Management Services, Inc. is a national insurance Program Administrator licensed in all 50 states and the District of Columbia. TRMS manages insurance programs for professional individuals, groups, and associations. With core programs including Professional Liability and Business Office Insurance coverage, TRMS has offices in Chicago, IL and the Washington, DC metro area.

As program Administrator, TRMS manages every phase of the insurance policy lifecycle — including application, rating, underwriting, policy issuance, endorsement, certificate management, renewal, premium invoicing, reporting, and documentation. All with emphasis on improving the customer experience.

Doing Business As:

  • Potomac Risk Management Services, Inc. in AL, CO, GA, MO, MT, NC, ND, OK, PA, TX, WI, and WY and
  • TRMS Insurance Agency in CA and MA.

California License #OF77147
Florida License #PO99941


The insurance policies offered through TRMS are underwritten by ACE American Insurance Company, Philadelphia, PA, or other companies within the ACE Group. Surplus lines insurance sold only through licensed surplus lines producers.

ACE USA is the U.S.-based retail operating division of the ACE Group, headed by ACE Limited (NYSE: ACE), and rated A++ (Superior) by A.M. Best Company and AA- (Very Strong) by Standard & Poor’s. ACE USA, through its underwriting companies, provides insurance products and services throughout the U.S. Additional information on ACE USA and its products and services can be found at www.acegroup.com/us. The ACE Group is one of the world’s largest multiline property and casualty insurers. With operations in 53 countries, ACE provides commercial and personal property and casualty insurance, personal accident supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. ACE Limited, the parent company of the ACE Group, is listed on the New York Stock Exchange (NYSE: ACE) and is a component of the S&P 500 index. Additional information can be found at: www.acegroup.com.